Malaysia Licensed Loan Services

✓ No upfront fees

✓ No guarantor or collateral required

✓ Flexible repayment plans that fit your needs

✓ Competitive interest rates from as low as 1.5% /month

✓ Fast approval — within the 1 hour

We offer a simple and transparent borrowing experience with straightforward requirements and a high approval rate. Apply with confidence — no hidden charges, no complicated steps, and no upfront payments.

Whether you need funds for personal use, business needs, or emergencies, we’re here to help you move forward with flexible terms of up to 60 months.
Reliable, transparent, and hassle-free — your financial support starts here.

Apply for a loan

Loan Repayment Estimator

Use this free calculator to estimate your monthly payments, total interest, and full repayment cost — before you apply.

Loan Amount (RM) Annual Interest Rate (%) Loan Term (Years)

Licensed Loan Services in Malaysia

Your Trusted Financial Partner for Over 10 Years

At MT Credit, we bring more than a decade of experience in the financial industry, supporting over 5,000 clients in achieving their financial goals with confidence and peace of mind.

We provide a range of loan solutions — including personal loans and business loans — tailored to your unique needs. Enjoy flexible repayment terms from 6 Months up to 60 months, along with fixed interest rates, so you always know exactly what to expect.

Our commitment is simple: transparent lending, reliable service, and financial solutions that put you first.

Let MT Credit be your trusted partner in building a stronger financial future.

Consolidate Your Debt with Ease

Balance Transfer Solutions

Struggling with outstanding debts from other lenders? Paying high interest rates on your current loans? We’ve got the perfect solution for you! With our balance transfer service, you can transfer your existing debt from third-party lenders to us and manage your payments more effectively—with significantly lower interest rates. Take control of your finances today!

Low Interest, Flexible Repayment Options

8%-12% APR | Tenure: 6 to 60 Months

Enjoy a reasonable interest rate of just 8% to 12% APR on your total loan amount. Choose a repayment period that works for you, ranging anywhere from 6 months to 60 months.

Representative Example:

Flexible & Easy Rep Scheme

Our repayment plans come with interest rates as low as 1.0% per month and flexible repayment periods of up to 5 years.

Total Loan (RM)	6 Months	12 Months	24 Months	36 Months	48 Months	60 Months
1000	181.66	98.33	56.66	42.77	35.83	31.66
2000	363.33	196.66	113.33	85.55	71.66	63.33
3000	545.00	295.00	170.00	128.33	107.50	95.00
4000	726.66	393.33	226.66	171.11	143.33	126.66
5000	908.33	491.66	283.33	213.88	179.16	158.33
10000	1816.60	983.30	566.60	427.70	358.30	316.60
20000	3633.30	1966.60	1133.30	855.50	716.60	633.30
30000	5450.00	2950.00	1700.00	1283.30	1075.00	950.00
40000	7266.60	3933.30	2266.60	1711.10	1433.30	1266.60
50000	9083.30	4910.60	2833.30	2138.80	1791.60	1583.30

Trusted Loan Services in Malaysia

Need fast and reliable financial support? We provide quick-approval, low-interest loan options for fully-employed individuals and business owners across Malaysia.

With MT Credit, you’ll enjoy:

Our process is simple and straightforward — no hassle, no hidden terms, just clear support tailored to your needs.